New Delhi, July 19, 2025: If you’re planning a bank visit today, here’s some good news banks across most of India will remain open today, Saturday, July 19, as it is the third Saturday of the month, and not a scheduled bank holiday. However, if you’re in Tripura, banks will be closed due to the local celebration of Ker Puja, a traditional tribal festival.
Why Are Banks Open Today in Most States?
As per the Reserve Bank of India (RBI) guidelines, all banks remain closed on the second and fourth Saturdays of each month, along with all Sundays. Since July 19 falls on the third Saturday, banks will operate normally across India except in states observing a local holiday.
Today’s closure in Tripura is due to Ker Puja, which is only observed in the region and hence does not impact banking operations in other states.
How Are Bank Holidays Decided in India?
The RBI classifies bank holidays into three categories:
Negotiable Instruments Act Holidays
Real-Time Gross Settlement (RTGS) Holidays
Banks’ Annual Account Closure Days
This means that bank holidays vary from state to state, depending on local festivals, regional events, or religious observances. These are pre-declared in the RBI’s yearly holiday calendar.
Is Online Banking Affected on Bank Holidays?
Nope, not at all. Online banking services remain fully functional 24×7, including on weekends and holidays. So even if your local bank branch is shut:
You can still do UPI transactions
Transfer money using net banking
Apply for a loan online
Request services like chequebooks or debit card updates
In short, your digital banking needs are uninterrupted, even when physical branches are closed.
Complete List of Bank Holidays in July 2025
Here’s a breakdown of the key bank holidays in July 2025, across various states:
July 3 (Thursday) – Kharchi Puja (Agartala, Tripura)
July 5 (Saturday) – Guru Hargobind Ji’s Birthday (Jammu & Srinagar)
July 14 (Monday) – Beh Deinkhlam (Shillong)
July 16 (Wednesday) – Harela (Dehradun)
July 17 (Thursday) – Death Anniversary of U Tirot Singh (Shillong)
July 19 (Saturday) – Ker Puja (Agartala, Tripura only)
July 28 (Monday) – Drukpa Tshe-zi (Gangtok, Sikkim)
Note: Even on these holidays, ATM and online banking services will be available as usual.